OXLAND CREDITS
OXLAND.

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Smart Loans for Your Goals

Achieve your dreams with competitive rates and flexible terms. From buying a home to funding education, we have the right loan for you.

Low Interest Rates
Fast Approval
Flexible Repayment

Home Loan

Buy your dream home today

Interest Rate From 5.99%
Loan Amount Up to $2M
Term Length Up to 30 years
Approval Time As fast as 24h
$25B+

Loans Funded

150K+

Happy Borrowers

24h

Fastest Approval

4.8/5

Customer Rating

Find the Perfect Loan for You

We offer a variety of loan options to meet your unique financial needs

Home Loan

Buy your dream home

Interest Rate From 5.99%
Loan Amount Up to $2M
Term Length Up to 30 years

Auto Loan

Drive your dream car

Interest Rate From 4.99%
Loan Amount Up to $100K
Term Length Up to 7 years

Personal Loan

For any personal need

Interest Rate From 6.99%
Loan Amount Up to $50K
Term Length Up to 5 years

Loan Calculator

Estimate your monthly payments and find the right loan amount for your budget.

$ $250,000
5.5%
15 years
Monthly Payment $2,045
Total Interest $118,100
Total Payment $368,100

Why Choose Oxland Loans?

We make borrowing simple, transparent, and affordable with competitive rates and personalized service.

Fast Approval

Get a decision in as little as 24 hours with our streamlined application process.

Competitive Rates

Enjoy some of the lowest interest rates in the industry with no hidden fees.

Flexible Terms

Choose repayment terms that fit your budget with options from 1 to 30 years.

Simple Application Process

Getting a loan with Oxland is quick and straightforward

1

Apply Online

Complete our simple online application in just 10 minutes

2

Get Approved

Receive a decision in as little as 24 hours

3

Review Terms

Review and accept your personalized loan offer

4

Receive Funds

Get your money deposited directly to your account

Frequently Asked Questions

Get answers to common questions about our loan products

What documents do I need to apply for a loan?

You'll typically need proof of identity (driver's license or passport), proof of income (recent pay stubs or tax returns), and information about your employment. For home loans, additional documentation like bank statements and property details may be required.

How long does the approval process take?

For personal and auto loans, you can often get a decision within 24 hours. Home loans typically take 2-4 weeks for full approval and funding, depending on the complexity of your application and property appraisal.

Can I pay off my loan early?

Yes, all Oxland loans allow for early repayment without any prepayment penalties. You can make extra payments or pay off your entire loan balance ahead of schedule.

What credit score do I need to qualify?

We consider applicants with a wide range of credit scores. While higher scores typically qualify for better rates, we have options available for borrowers with scores as low as 580. The specific requirements vary by loan type.

Still have questions? Contact our loan specialists

Ready to Make Your Dreams a Reality?

Join thousands of satisfied customers who have achieved their goals with Oxland loans.